What is the total withdrawal value after a year given a certain initial investment?

To ascertain the total withdrawal value after a year based on an initial investment, it's essential to consider how variable life insurance policies operate. Such policies typically include both investment and insurance components, allowing for potential growth over time.

The total withdrawal value often hinges on various factors, including the performance of the investments linked to the policy and any fees or charges associated with it. The correct choice represents a calculated growth from the initial investment amount, based on expected returns, which in this example results in Php 401,107.58. This figure likely reflects not only the investment growth during the year but also accounts for any applied fees or costs for maintaining the policy.

The other options, while they may represent plausible withdrawal amounts, do not reflect the proper calculations based on the context of a variable life policy's performance and associated costs. Therefore, selecting Php 401,107.58 as the total withdrawal value aligns with the growth expectations and the integrated costs one would anticipate after one year of investment. Understanding this nuance is crucial for effectively navigating variable life insurance policies and making informed decisions regarding withdrawals and investment performance.